Step 5 to eliminate debt

Step 5: Write down if achieving the goal is worthwhile

Step 5 is a tricky one and must be answered honestly. It only requires a one word answer – yes or no. If it is yes – THEN WHAT ARE YOU WAITING FOR!! If it is no you have the following three options:
1. Review the goal and consider changing in reference to the obstacles you have found;
2. Consider the benefits and see if there are any more benefits to be had, or if you can change the goal to provide more benefits.
3. Drop the goal and consider new goals – but don’t feel bad.

The last point is particularly interesting one as many people waste their lives by feeling guilty about either what they have done or what they haven’t achieved. To always be thinking like this is a sad waste of a life. Remember that life is a journey and not a destination – as such, the only time you really fail is when you give up on life. If you find new goals and keep trying you haven’t failed.